Personal finance and money management are hot topics but straightforward advice is hard to find. According to the Consumer Federation of America (CFA) 54% of Americans do not have a budget or a financial plan, though 78% of those surveyed intend to update or create a plan in the coming year. [CFA Press Release 5/13/03] Quick Steps to Financial Stability is the direct, step-by-step map that you need.

Written by Alan Lavine and Gail Liberman, well-known authors and syndicated finance columnists, this book provides you with honest, easy-to-follow financial advice, focusing on simple financial management strategies. It is designed to give you a way to make immediate progress towards your financial goals. You'll start with an honest assessment of your financial condition, as you analyze income, expenses, and the bottom line of your net worth. The authors then help you identify both long-term and short-term financial goals. With valuable advice on simple ways to zero in on debt and cut daily expenses, you then identify the absolute necessities of insurance, wills, simple savings plans and investment options, plus how to plan for retirement. You will also be able to download helpful worksheets, to-do lists, and other information from the publisher's website.

Take control of your finances with the help of Quick Steps to Financial Stability.

Quick Steps to Financial Stability

• Find money you didn't think you had
• Deal with your debt
• Make the most of tax breaks
• Boost your investment returns
• Get your kids through college
• Ditch the job and retire
• Choose the right loan
• Save time and money by using our easy-to-follow templates

No time to figure it all out on your own? Let Quick Steps to Financial Stability be your guide.

Looking to get your finances on track? It's as easy as following the steps outlined in this book. You needn't be an accountant or a financial planner. Get the straight and simple scoop on how to take the bull by the horns yourselfùjust follow the step-by-step approach outlined in Quick Steps to Financial Stability. Have access to a computer? If so, it's even easier. And there are several online calculators you can use to help you get the job done.