Freeing yourself from debt is easier than you think! Take it from Stacy Johnson. As creator of the hugely successful Money Talks television news series, Johnson has helped millions of people get out of debt, achieve enduring financial freedom, and earn big from wise investments. Now it’s your turn. In this focused, practical, and inspiring new book, Johnson shares the secrets of his amazing program that will win you financial freedom in just seven days.

Strange but true, financial freedom has almost nothing to do with how much you make or what you know about high finance. It all comes down to three basic principles: get rid of the debt that is shackling you, learn to live below your means, and start investing sensibly and consistently. In Life or Debt, Johnson spells out exactly how to accomplish these goals in a step-by-step plan that covers

• How to calculate what you really earn, where your money goes, and how you can quickly convert debts to investments
• How to quit “working” for credit card companies and mortgage holders by reducing (or eliminating) your debt now
• Why you’re actually paying three times the sale price of the items you buy —and how to stop
• How to work out a simple budget that provides ample money for what you need and cuts out unnecessary expenses
• How to melt away that mountain of debt by prioritizing which debts should be paid off first and at what rate
• The secrets of investing wisely and with minimum risk
• 205 ways to save money—it really does add up!