How to Be a Budget Fashionista eBooks
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 How to Be a Budget Fashionista
By: Kathryn Finney

Price: $14.00
Format:  Microsoft Reader eBook
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Requirements:  Free Microsoft Reader (More Details)
Restrictions:  No printing, No copy and paste (More Details)
Platforms:  Windows PC, Windows Mobile 5.0-6.0, Pocket PC 2003 (More Details)
Features:  ClearType, advanced navigation, search, personal library, bookmarks, notes, and drawing.

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Chapter 1

Step 1

Know Your Budget

Like the whooping crane and great-fitting jeans, budgeting is now extinct. The rise of credit and debit cards has made items that our foreshopping mothers had to wait months to purchase as accessible as whipping out our plastic friends—a major reason so many fashionistas like myself are in debt. Managing your money, including credit, is as big a part of being a budget fashionista as bargain shopping at the local discount store.

Somehow we’ve lost the art of shopping anticipation. Gone are the days of layaway, when stores allowed you to “hold” items for months, paying set amounts in cash until the purchase was paid in full. Even if you are a stellar budgeter, you’ve probably fallen prey to “buy-it-now-ism.” Take a moment and think about the last time you actually saved up for something. If you can remember that far back, remember the sense of pride and accomplishment when you saved enough to purchase the item. The immediate reward for saving was the satisfaction of knowing that the item you purchased was completely yours. The ultimate reward was better credit.

Looking fabulous and reducing debt are not mutually exclusive. In this step I’ll show you how to do both at the same time. All it takes is a little multitasking and some discipline. Even if you’re someone who looks forward to balancing your checkbook, you’ll learn innovative ways to track, save, and earn more dough, like the Saver’s Rule and hosting a clothing swap party.

In the first chapter you’ll learn how to develop your budget skills and ways to infuse much needed dollars into your monthly budget. By resurrecting the lost art of shopping anticipation, having a clear picture of your financial situation, and realizing that a pair of Manolo Blahnik strappy heels does not constitute an invest...

How to Be a Budget Fashionista

Kathryn Finney

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